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Benefits of Using Debit Cards

Learn to use debit card advantages to improve your e-gaming experience. There are some particularities that explain why use debit cards at online casinos.

With your credit card, you can borrow money from your credit limits, and that allows you to spend funds you don’t have at the moment. Remember, this is money you will have to return at some point and with interest. Whereas with your debit card, you can only gamble with the money you currently have.

  • Instant Transactions: When it comes to depositing, debit card online casinos can offer real-time transactions giving you immediate access to your funds to start playing. Most casinos will even allow you to use Australian dollars despite being established in other countries.
  • Prevent Debt Accumulation: You won’t have to pay back to the bank what you decide to spend at online casinos. Credit cards create debt whereas debit cards limit you to use money you already have in the bank – therefore no debt creeping up on you.
  • Low to No Fees: Online casinos that accept debit cards do not often charge any fees for using this payment method.
  • Accessible: Debit cards are commonly associated with your bank account, so almost everyone has at least one. This means that you don’t need to create new accounts to deposit at an online casino, you can use the one you have for your daily expenses.

The Best Debit Cards to Play at Online Casinos

You can find lots of debit cards to use on a daily basis, including casino sites; however, there are 3 renowned in Australia (and internationally) that you will be able to use almost everywhere.

Visa Debit Cards

Globally famous and very secure, visa debit cards are accepted in a wide range of countries and establishments, casino sites included. They offer top-notch customer service and trustworthiness. You can use your Visa card in several casinos, but some of our favourites are Quickwin and Woo Casino.

Mastercard Debit Cards

Mastercard is right next to Visa in terms of reputation and trustworthiness. This is a debit card you can use internationally and everyone will recognize it. You can use it as a secure payment method for your gambling activities.

Play with your Mastercard at Ricky Casino or 21Bit Casino; check our reviews to choose!

Maestro Debit Card

Maestro cards follow Mastercard in all the benefits because it’s a subsidiary. Despite being slightly less renowned than Visa and Mastercard, Maestro cards are supported internationally and widely accepted as well. For your Maestro debit card, we recommend you play at 7Bit Casino.


Visa and Mastercard debit cards

Pros & Cons of Using Debit Cards for Online Gambling

PROSLike icon

  • Pros Icon Better spending control
  • Pros Icon Easy to use
  • Pros Icon Commonly available
  • Pros Icon Authorised for Australian Players
  • Pros Icon Accessible

CONSDislike icon

  • Cons Icon No credit spending

Our Top 5 Australian Online Casinos Accepting Debit Cards

We crawled the internet searching for the best casino sites that accept debit card deposits to get you a complete list and help you choose where to play.

How to Deposit with Your Debit Card at Online Casinos

Depositing real money at online casinos follows the same process for all sites, generally speaking. You can for sure encounter sites that do things differently, but the big majority will walk you through these simple steps whether you are using a debit card or other methods.


Reputable online casinos will ask you to create an account before depositing any money. This is a way of confirming your identity and setting up a profile where you will find your funds. Personal and private information like your ID, address, and phone may be needed to complete this step.

Find the Deposit Section

Once you log in, the deposit section should not be difficult to find since it’s a requirement to have funds in order to play for real money. You can find it under various names, such as banking, cashier, or just deposit.

Select Your Payment Method

Among the payment options you will find “debit card”. Mark it as your preferred method. Some casinos accept several types of debit cards and some others accept only Visa and/or Mastercard. Select the correct one for you.

Card Details and Deposit Amount

Make sure you enter your card details correctly so the process is speedy. Please note if the casino site is currently using SSL encryption and if you have activated the 2FA (Two-Factor Authentication); we recommend that you activate it!

Enter the amount you want and note what are the casino’s minimum deposit and maximum deposit limits.

Confirm Your Deposit and Start Playing

Once you made sure everything is correct, you’ll only need confirmation from the casino and in some cases from your bank. Debit card deposits are usually instant and from the moment you can see the funds available in your account balance, you can start playing!

Deposit at Ricky Casino

How to Withdraw Money to Your Debit Cards?

Withdrawing your money is similar to depositing it. Of course, you don’t need to register this time, but you will need to be logged in in order to start the process. The withdrawal section will be waiting for you in the same section as the deposit one, under banking or payments.

It is very important that you read the terms and conditions applied to this process because they can change according to the payment method you chose, your location, the amount you want to withdraw, and some other factors. Always read the fine print!

1.      Choose Debit Card as Your Withdrawal Method

Navigate the options available and select “debit card”. In most cases, the casino will remember the card details from your deposit and you will just have to choose if you want to use the same card or a different one. However, it’s not common for online casinos to offer withdrawals on cards – That doesn’t mean there aren’t other methods available.

Some casino sites add extra steps to the withdrawal process to verify your identity matches your card info.

2.      Enter The Withdrawal Amount

It’s normal for real money online casinos to set minimum and maximum withdrawal limits, so make sure the amount you want is within those limits. If the casino accepts the entered amount, the next step is to confirm the operation.

3.      Wait For Confirmation

The casino’s team will review and process your request and either make it effective or inform you if there has been a problem. This step usually takes up to a few business days, going from 1 to 7 days before the money gets to your bank account.

4.      Deposit and Withdrawal Fees For Debit Card Users

It’s unlikely for online casinos to charge fees for deposits regardless of the payment method you choose. And it’s also unlikely for them to charge fees when you want to withdraw money to your debit card. In general, if you encounter any fees for this transaction they will come from your bank/card entity due to the processing of international transactions or similar.

Safety Measures to Use Your Debit Card at Casino Sites

Just as there can be a general guide for depositing with your debit card, we thought you might find useful this general safety guide to protect your money, winnings, and private information.

  • Play only at reputable casino sites: Check their licences and read casino reviews from other players and experts.
  • Private connection – SSL encryption: The URL should be preceded by a padlock icon and start with “https” since those are the standard signs for an encrypted website.
  • Use strong passwords: We recommend allowing your phone or PC to create and store secure passwords for you or using one-time password authentication methods.

Access only from secure devices: Use only your private phone or computer to enter your gaming accounts. Using public devices or networks can allow hackers to steal sensitive information like your card details.


How Do We Rate Debit Card Casinos?

It’s very important for you to be aware of these criteria so you can use them to choose and stay safe whenever you encounter a new casino you like. The goal is to find online casinos that meet all the important factors in this list:

  • Licences and Regulation: Real money casinos must operate under the regulations and supervision of the international gaming authorities. Check the casino you chose is regulated by either one or more authorities like the UK Gambling Commission, Malta Gaming Authority, Curacao eGaming, or Gibraltar Regulatory Authority.
  • Varied Game Selection: Good casinos want to give you the best and that is classic games, but also new and modern games, jackpots, pokies, and live dealer games. All of this is powered by the best game providers in the industry. You don’t deserve less.
  • Generous Bonuses and Fun Promotions: Yes, winning is the best part of gambling, but it’s nice to get rewards to level up your game or just for being a loyal player. Reload bonuses, cashback bonuses, ongoing promotions, and more is what we like.
  • Withdrawal Speed: There are casinos with long withdrawal processes and we are sure this is something you don’t love. Withdrawals should be easy, secure, and speedy, so you can enjoy your winnings whenever you want to.
  • Transparent Terms and Conditions: Whether you need info about the payment methods available (which should be varied), the minimum deposit, or withdrawal conditions, it’s paramount that the casino site states all of this very clearly for you and offer customer support in case you have doubts.
  • Several Payment Alternatives: We like casinos that accept Neosurf, cryptos, e-wallets, and wide selection of banking options in general; this will give you the opportunity to choose what’s best for you and try different methods.

Responsible Gambling and Debit Cards

Contrary to common belief, debit cards are a great and convenient method if you want to follow responsible gambling guidelines. Debit cards are usually equipped with lots of tools to control or even block spending.

Some of these tools allow you to set up notifications for spending limits or fund levels of your bank account so you can keep track of your activity and prevent excess. Also, we recommend establishing loss and deposit limits based on your specific budget.

Debit Cards in Online Casinos FAQS